More Retirement Fortunes for the Gentleman Balla

by Matt Romantech on August 17, 2010

I’m still thinking aloud about retirement. Business is back down again so I got plenty of time to think.

I started working on some new tunes, did I blog it? Y’know? I just crave cash as a poor substitute for what I really want. Getting back with my tunes was a good opportunity to remember I wanted to be part of society with my sound. I wanted to participate.

But there’s that side of me that is feeling like a lot of work has been done. Not enough in money, not enough in music, but quite a lot and maybe not much more.

I like the idea of being done with caring about money, to have enough. I only felt that for the first time recently, like, what do I need lots of money for?

I’ll have my Audi and my Rolex one day. Basically, I don’t really have expensive tastes. Other than my rent and my car and maybe a bit extra on food, i dont really spend that much money other than buying stuff for my projects.

I just want to buy my Mother’s house in grey lynn maybe in a few years. That’ll be me. What will I need money for then? My sweet ride?

So you got all that and you’re saving, what are you saving for? Well when you’re 60, you can’t work for another 20 or 30 years for you’re done, so what are you going to do? You’ll be in hospital, you’ll need care.

you’re going to want $2 million to have handy. but that 2 million would make enough interest to cover everything. So kind of pointless. How about a million, you could still live off the interest, just, and spend a $50,ooo chunk every time you needed to for operations and what not. But then again, I’d have my own inheritance by then. It’s kind of pointless.

It’s like make a list of things you want, and then go get them.

I just want my house and my car. And to do up my house, and to travel around the world each year maybe. Write some tunes.

build a mad music space, put on some parties.

Anyway, once you have the house at 40 and your inheritance at 60, what do you need in between? About $1300 a week I reckon. But I reckon the house would bring in $400 p/week.

So basically I just have to live off $1000 p/week for 20 years then I’ll have a house to live in and an inheritance I can live off.

It’s like I just have to stumble to the qualifying block of getting my house, and then glide on till my parents drop dead and they should leave me enough to eke out my decaying years.

If I get some serious problem, well I do have a house, and probably a very nice car. If I have a cancerous heart stroke, probably have to sell my super flash aston martin or whatever and grab a beamer or an audi, oh well.

But this comes down to now. I reject becoming a millionaire by 40 because that means losing whats left of my youth just to spend the next half century wallowing in interest payments when I’ll be quite capable of running a business just like I do today.

I don’t wanna wake up every day thinking I’m too old to get on it and chase girls, and drop a massive new tune, and rock out. If you feel that way, who cares about your big house, your nice car, your trips around the world, your cool little music set up in your man cave.

One day I will be like I am today except 25 years older, knocking on 60. No kids, no hassles, just doing some business and some of what I want to do, no need to be a rock star intellectual post modern artist. No need for it.

No need to prove anything by driving a BMW, wearing a suit, thinking about owning a rolex. All that will be dumb to me in 25 years. I’ll enjoy my $100,000 ride because I’m 56 and I enjoy nice things. Not to say anything to anyone, I’ll be done saying by then. It would be good to put away $200 a week so I could go overseas for fortnight maybe twice a year.

Would be good to find a way of getting paid and put some extras in. I think I already accounted for $200 p/week to cover motoring spending, although I would count my car as a depreciating asset not an expense.

Reading on hipster run off about these digital nomads, the guys with no posessions, just laptops, hardrives, the cloud. Carles is gonna move to the suburbs, get a big tv and fill his garage up with shit.

Why not. Walk out to the garage, to my man cave where all my shit is impeccably archived and collected, visit my perfectly thorough and exhaustive website.

Get a hit for only one second of a dead moment, breathe it in and reflect.

Reflect on the lost thought of what I wanted in that moment.

Can I still get high and walk around town lost in the possibility? Is the possibility gone? Going now?

Can I make a beat about it?

A video? That you used to wander around in the dark and wonder about the loneliest places in the streets, the possibilities of the city.

That I’m thinking of retirement now? No, I’m thinking when I can retire from worrying about cash, so I can concentrate on girls and beats and video and archives, basically.

Wouldn’t that be a nice way to retire? I might retire tomorrow!

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